The best Revolut alternatives in 2026

1

Monarch Money

Budgets, net worth and investments in one clean dashboard 9.1 +0.7 vs Revolut

• More private +1.8
• Better design +0.9
• Faster +0.6
• More features +0.4

Best for: Couples and families who want one shared view of all their money

2

YNAB

Zero-based budgeting that gives every dollar a job 8.9 +0.5 vs Revolut

• More private +2.0
• Faster +0.7
• Better design +0.4

Best for: People who want to break the paycheck-to-paycheck cycle with a hands-on method

3

Copilot Money

Polished budgeting and spending insights for Apple users 8.9 +0.5 vs Revolut

• More private +2.0
• Better design +1.1
• Worse value -0.7
• Faster +0.5

Best for: iPhone and Mac users who want a polished, low-effort spending tracker

4

Actual Budget

Open-source envelope budgeting you can host yourself 8.9 +0.4 vs Revolut

• More private +2.8
• Better value +1.3
• Fewer features -0.6
• Weaker design -0.5

Best for: Hands-on budgeters who want YNAB-style envelopes without a subscription

5

Wise

Send, spend and hold money in many currencies 8.6 +0.2 vs Revolut

• Faster +0.6
• Better value +0.5
• Fewer features -0.4
• More private +0.4

Best for: Travelers, expats and freelancers who send or receive money across borders

6

SmartFolio

Track stocks, ETFs, crypto and dividend income privately 8.5 +0.1 vs Revolut

• More private +2.8
• Fewer features -1.3
• Better value +1.1
• Weaker design -0.5

Best for: Dividend and long-term investors who want a private, free portfolio view

7

VaultFlow

Budget, bills and net worth without a bank login 8.4 0.0 vs Revolut

• More private +2.8
• Fewer features -1.4
• Better value +1.1
• Weaker design -0.6

Best for: Budgeters who want a free, private app and don't mind importing statements

8

Tricount

Split group costs for free, with no ads or limits 8.4 0.0 vs Revolut

• Fewer features -1.2
• Better value +1.1
• More private +0.6
• Faster +0.4

Best for: Friends, roommates and couples who share costs and want it simple

9

Robinhood

Commission-free investing in stocks, ETFs and crypto 8.4 -0.1 vs Revolut

• Less private -1.0
• Better design +0.6

Best for: Self-directed investors who want a fast, simple brokerage app

10

Empower Personal Dashboard

Free net worth and retirement tracking across accounts 8.2 -0.2 vs Revolut

• Better value +0.7
• Fewer features -0.6
• Slower -0.4
• Less private -0.4

Best for: Investors who want a free, big-picture view of net worth and retirement

11

Rocket Money

Find subscriptions, cut bills and track spending 7.8 -0.6 vs Revolut

• Worse value -1.3
• Fewer features -0.7
• Less private -0.6
• Slower -0.4

Best for: People who suspect they are paying for subscriptions they no longer use