Rocket Money review
Find subscriptions, cut bills and track spending
- Rocket Money, Inc.
- Free + paid plans
- iPhone & iPad, Android, Web
Does it deserve #10?
The verdict
Rocket Money is best at one job: finding the subscriptions and recurring bills you forgot about. It can cancel some for you, negotiate certain bills, and handle basic budgeting and credit monitoring. The free tier is limited, Premium uses a choose-your-price model, and bill negotiation takes a share of what you save. Check that fee before you agree to it.
- Subscription finder and cancellation
- Bill negotiation service
- Spending and budget tracking
- Credit score monitoring
Score breakdown
Overall = features 30% · design 20% · speed 20% · value 15% · privacy 15%. Why these weights?
What we like
- Quickly surfaces forgotten subscriptions
- Cancellation concierge saves tedious phone calls
- Choose-your-price Premium plan
What could be better
- Bill negotiation fee is a cut of your savings
- Frequent upsells and limited free budgeting
People who suspect they are paying for subscriptions they no longer use
you want a serious budgeting system or dislike sharing bill account details
Questions about Rocket Money
Is Rocket Money free?
The free version tracks spending, finds subscriptions and supports a basic budget. Premium uses a choose-your-price model and adds more budgets and cancellation help, while bill negotiation charges a percentage of the savings.
Was Rocket Money called Truebill?
Yes. Truebill was acquired by Rocket Companies and relaunched as Rocket Money with the same subscription-tracking core.
What are the best alternatives to Rocket Money?
The closest alternatives are Monarch Money, YNAB and Copilot Money. See all of them ranked on our Rocket Money alternatives page.
Where does Rocket Money rank?
Rocket Money ranks #10 of 10 in our Money & Investing ranking, with an overall score of 7.9 out of 10.