#9 in Money & Investing

Tricount review

Split group costs for free, with no ads or limits

  • bunq
  • Free
  • iPhone & iPad, Android
8.4
Our score Very good Updated October 2026

Does it deserve #9?

0

Is Tricount worth it?

For most people, yes. Tricount scores 8.4/10 and ranks #9 in Money & Investing. It's best for friends, roommates and couples who share costs and want it simple. Skip it if you need full budgeting rather than splitting shared costs. Price: Free and unlimited, with no subscription, ads or daily expense cap.

The verdict

Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.

  • Unlimited free expense groups
  • Multi-currency expenses
  • Works offline
  • Payment requests to settle up
  • Import from Splitwise
  • No ads
  • No subscription
  • Works offline

Score breakdown

FeaturesHow much it does, and how well those features hold up in daily use.
8.0
DesignClarity, polish, accessibility and how quickly you get things done.
8.6
PerformanceSpeed, reliability, sync and how kind it is to your battery.
8.8
ValueWhat you get for what you pay, including how useful the free tier is.
9.6
PrivacyWhat it collects, who it shares with, encryption and the business model.
7.4

Overall = features 30% · design 20% · speed 20% · value 15% · privacy 15%. Why these weights?

What's new

  1. Oct 2026Share what friends outside Tricount owe you, so they can settle up without the app
  2. May 2026Easier joining from invite links and clearer exchange rates throughout

Privacy 7.4/10

App Store label: identifiers may be used to track you; contact info, identifiers and diagnostics may be linked to you. Google Play lists device IDs shared for advertising.

What we like

  • Free with no ads or daily expense cap
  • Handles uneven splits and foreign currencies
  • Friends can see what they owe without the app

What could be better

  • Promotes its owner bunq's bank account
  • Identifiers are used for tracking
Get it if you're

Friends, roommates and couples who share costs and want it simple

Skip it if

you need full budgeting rather than splitting shared costs

Questions about Tricount

Is Tricount worth it in 2026?

For most people, yes. Tricount scores 8.4/10 and ranks #9 in Money & Investing. It's best for friends, roommates and couples who share costs and want it simple. Skip it if you need full budgeting rather than splitting shared costs. Price: Free and unlimited, with no subscription, ads or daily expense cap.

Is Tricount free?

Yes. Tricount is free and unlimited, with no subscription, no ads and no daily cap on expenses.

Does everyone need the Tricount app?

No. You can share what friends owe you even if they aren't on Tricount, so they can still settle up.

What are the best alternatives to Tricount?

The closest alternatives are Wise, Revolut and Actual Budget. See all of them ranked on our Tricount alternatives page.

Where does Tricount rank?

Tricount ranks #9 of 12 in our Money & Investing ranking, with an overall score of 8.4 out of 10.

Sources · checked October 2026

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