Empower Personal Dashboard review
Free net worth and retirement tracking across accounts
- Empower
- Free
- iPhone & iPad, Android, Web
Does it deserve #9?
The verdict
Empower Personal Dashboard, formerly Personal Capital, is the best free tool for tracking net worth and investments. Link your accounts and you get a clear view of your assets, the fees buried in your funds and whether retirement is on track. Budgeting is basic. The free dashboard also feeds Empower's advisory business, so expect calls or emails pitching wealth management.
- Net worth tracking
- Retirement planner
- Investment fee analyzer
- Portfolio allocation view
Score breakdown
Overall = features 30% · design 20% · speed 20% · value 15% · privacy 15%. Why these weights?
What we like
- Free, detailed investment and net worth tracking
- Retirement planner models different scenarios
- Fee analyzer exposes costly funds
What could be better
- Expect sales outreach for paid advisory services
- Budgeting and categorization are basic
Investors who want a free, big-picture view of net worth and retirement
you want detailed budgeting or dislike being pitched financial services
Questions about Empower Personal Dashboard
Is Empower Personal Dashboard free?
Yes. The dashboard, budgeting and planning tools are free. Empower makes money from optional paid wealth management, which it may offer you after you sign up.
Is Empower the same as Personal Capital?
Yes. Empower acquired Personal Capital and renamed its free app Empower Personal Dashboard, keeping the same core net worth and retirement tools.
What are the best alternatives to Empower Personal Dashboard?
The closest alternatives are Monarch Money, Copilot Money and Robinhood. See all of them ranked on our Empower Personal Dashboard alternatives page.
Where does Empower Personal Dashboard rank?
Empower Personal Dashboard ranks #9 of 10 in our Money & Investing ranking, with an overall score of 8.2 out of 10.