Copilot Money vs Revolut
Which is better in 2026? Five scores, side by side.
Copilot Money is the better app overall, scoring 8.8 to 8.6. Copilot Money wins on 3 of the 5 scores, Revolut on 2.
iPhone and Mac users who want a polished, low-effort spending tracker
Frequent travelers who want one app for spending, saving and currency exchange
Score by score
The details
| Feature | Copilot Money | Revolut |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #3 of 10 | #5 of 10 |
| Developer | Copilot Money | Revolut Ltd |
| Pricing | Subscription | Free + paid plans |
| Usable for free | No | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | — | ✓ |
| Mac | ✓ | — |
| Web | ✓ | ✓ |
Strengths and weaknesses
Copilot Money
- Best-in-class design that makes reviewing spending pleasant
- Categorization learns from your corrections
- Strong investment and net worth tracking
- Built around Apple devices first
- Subscription only, with no free tier
Copilot Money is the best-looking finance app on Apple devices. It sorts transactions with categorization that improves as you review them, tracks investments and recurring bills, and shows where your month is heading at a glance. The native Mac app is excellent. The catch: it is built for Apple users first, and there is no free tier once the trial ends.
Full Copilot Money review
Revolut
- Free plan covers spending, transfers and budgeting
- Strong exchange rates on weekdays within plan limits
- Fast, feature-rich app with instant notifications
- Constant upsells and a crowded interface
- Support can be slow if your account is flagged
Revolut packs a lot into one app: multi-currency spending, budgeting tools, savings vaults, investing and travel perks. The free Standard plan is genuinely useful, and paid plans add higher limits and extras. The trade-off is complexity and constant upsells. Support can be slow if your account gets flagged for review, so keep a traditional bank account as a backup.
Full Revolut review
