Revolut review
Spending, saving and investing in one global money app
- Revolut Ltd
- Free + paid plans
- iPhone & iPad, Android, Web
Does it deserve #5?
The verdict
Revolut packs a lot into one app: multi-currency spending, budgeting tools, savings vaults, investing and travel perks. The free Standard plan is genuinely useful, and paid plans add higher limits and extras. The trade-off is complexity and constant upsells. Support can be slow if your account gets flagged for review, so keep a traditional bank account as a backup.
- Multi-currency spending card
- Built-in budgeting and analytics
- Savings vaults
- In-app investing in many regions
Score breakdown
Overall = features 30% · design 20% · speed 20% · value 15% · privacy 15%. Why these weights?
What we like
- Free plan covers spending, transfers and budgeting
- Strong exchange rates on weekdays within plan limits
- Fast, feature-rich app with instant notifications
What could be better
- Constant upsells and a crowded interface
- Support can be slow if your account is flagged
Frequent travelers who want one app for spending, saving and currency exchange
you want a simple, quiet bank account without upsells or extras
Questions about Revolut
Is Revolut free?
Yes. The Standard plan is free and includes a card, transfers and budgeting tools. Paid plans add higher fee-free limits, travel perks and extra features.
Is Revolut a real bank?
It depends on where you live. Revolut holds banking licenses in some regions, such as much of Europe, while elsewhere it operates as a payments or e-money provider, so check how your money is protected locally.
What are the best alternatives to Revolut?
The closest alternatives are Wise, Robinhood and Monarch Money. See all of them ranked on our Revolut alternatives page.
Where does Revolut rank?
Revolut ranks #5 of 10 in our Money & Investing ranking, with an overall score of 8.6 out of 10.