Copilot Money review
Polished budgeting and spending insights for Apple users
- Copilot Money
- Subscription
- iPhone & iPad, Mac, Web
Does it deserve #3?
The verdict
Copilot Money is the best-looking finance app on Apple devices. It sorts transactions with categorization that improves as you review them, tracks investments and recurring bills, and shows where your month is heading at a glance. The native Mac app is excellent. The catch: it is built for Apple users first, and there is no free tier once the trial ends.
- Native iPhone and Mac apps
- Smart transaction categorization
- Investment and recurring bill tracking
- Monthly spending pace view
Score breakdown
Overall = features 30% · design 20% · speed 20% · value 15% · privacy 15%. Why these weights?
What we like
- Best-in-class design that makes reviewing spending pleasant
- Categorization learns from your corrections
- Strong investment and net worth tracking
What could be better
- Built around Apple devices first
- Subscription only, with no free tier
iPhone and Mac users who want a polished, low-effort spending tracker
you use Android or Windows and want a native app
Questions about Copilot Money
Is Copilot Money free?
No. Copilot Money offers a free trial, then requires a monthly or annual subscription.
Does Copilot Money work on Mac?
Yes. Copilot has a native Mac app that syncs with the iPhone app, so your budget and categories match everywhere.
What are the best alternatives to Copilot Money?
The closest alternatives are Monarch Money, YNAB and Rocket Money. See all of them ranked on our Copilot Money alternatives page.
Where does Copilot Money rank?
Copilot Money ranks #3 of 10 in our Money & Investing ranking, with an overall score of 8.8 out of 10.