Tricount vs Rocket Money
Which is better in 2026? Five scores, side by side.
Tricount is the better app overall, scoring 8.4 to 7.8. Tricount wins on 4 of the 5 scores, Rocket Money on 1.
Friends, roommates and couples who share costs and want it simple
People who suspect they are paying for subscriptions they no longer use
Score by score
The details
| Feature | Tricount | Rocket Money |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #9 of 12 | #12 of 12 |
| Developer | bunq | Rocket Money |
| Pricing | Free | Free + paid plans |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | — | ✓ |
Common questions
Is Tricount better than Rocket Money?
Tricount is the better app overall, scoring 8.4 to 7.8. Tricount wins on 4 of the 5 scores, Rocket Money on 1.
Which is cheaper, Tricount or Rocket Money?
Tricount: Free and unlimited, with no subscription, ads or daily expense cap. Rocket Money: Free plan; paid Premium; Premium+ is $15/month and adds Rowan and bill negotiation. On value for money, Tricount scores higher.
Do Tricount and Rocket Money work on the same devices?
Only Rocket Money runs on Web.
Which is more private, Tricount or Rocket Money?
Tricount scores higher on privacy (7.4/10). App Store label: identifiers may be used to track you; contact info, identifiers and diagnostics may be linked to you. Google Play lists device IDs shared for advertising.
Strengths and weaknesses
Tricount
- Free with no ads or daily expense cap
- Handles uneven splits and foreign currencies
- Friends can see what they owe without the app
- Promotes its owner bunq's bank account
- Identifiers are used for tracking
Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.
Full Tricount review
Rocket Money
- Quickly surfaces forgotten subscriptions
- Cancellation help saves tedious phone calls
- Rowan flags price increases and low balances by text
- Bill negotiation and Rowan need the $15-a-month Premium+ plan
- Free plan lists subscriptions but cannot cancel them
- Purchase and payment data is used for third-party ads
Rocket Money is best at one job: finding the subscriptions and recurring bills you forgot about. It can cancel some for you, handle basic budgeting and credit monitoring, and its new Rowan assistant texts you about price hikes and low balances. The free tier is limited, and from November 2026 bill negotiation needs the $15-a-month Premium+ plan. Check what you actually need before you upgrade.
Full Rocket Money review
