Wise is the better app overall, scoring 8.6 to 8.4. Wise wins on 3 of the 5 scores, Tricount on 2.
Travelers, expats and freelancers who send or receive money across borders
Friends, roommates and couples who share costs and want it simple
Score by score
The details
| Feature | Wise | Tricount |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #5 of 12 | #9 of 12 |
| Developer | Wise Payments Ltd | bunq |
| Pricing | Free | Free |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | ✓ | — |
Common questions
Is Wise better than Tricount?
Wise is the better app overall, scoring 8.6 to 8.4. Wise wins on 3 of the 5 scores, Tricount on 2.
Which is cheaper, Wise or Tricount?
Wise: No monthly fee; pay per conversion or transfer, from 0.23%; US card costs $9 once. Tricount: Free and unlimited, with no subscription, ads or daily expense cap. On value for money, Tricount scores higher.
Do Wise and Tricount work on the same devices?
Only Wise runs on Web.
Which is more private, Wise or Tricount?
Tricount scores higher on privacy (7.4/10). App Store label: identifiers may be used to track you; contact info, identifiers and diagnostics may be linked to you. Google Play lists device IDs shared for advertising.
Strengths and weaknesses
Wise
- Fees and exchange rate shown before you send
- Hold, convert and spend many currencies in one account
- Wise says 77% of transfers now arrive instantly
- Not a full bank, so no loans or overdrafts
- Card, interest and account features vary by country
- App Store label shows data used for tracking
Wise is the easiest way to move money across borders without losing a chunk to poor exchange rates. It uses the mid-market rate and shows its fee upfront, so you know exactly what arrives. The multi-currency account, debit card and jars make travel and freelancing simpler, and in some countries your balance can now earn interest. It is not a full bank, though, and fees on less common routes add up.
Full Wise review
Tricount
- Free with no ads or daily expense cap
- Handles uneven splits and foreign currencies
- Friends can see what they owe without the app
- Promotes its owner bunq's bank account
- Identifiers are used for tracking
Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.
Full Tricount review
