Tricount vs Empower Personal Dashboard
Which is better in 2026? Five scores, side by side.
Tricount is the better app overall, scoring 8.4 to 8.2. Tricount wins on 4 of the 5 scores, Empower Personal Dashboard on 1.
Friends, roommates and couples who share costs and want it simple
Investors who want a free, big-picture view of net worth and retirement
Score by score
The details
| Feature | Tricount | Empower Personal Dashboard |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #9 of 12 | #11 of 12 |
| Developer | bunq | Empower |
| Pricing | Free | Free |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | — | ✓ |
Common questions
Is Tricount better than Empower Personal Dashboard?
Tricount is the better app overall, scoring 8.4 to 8.2. Tricount wins on 4 of the 5 scores, Empower Personal Dashboard on 1.
Which is cheaper, Tricount or Empower Personal Dashboard?
Tricount: Free and unlimited, with no subscription, ads or daily expense cap. Empower Personal Dashboard: Free dashboard and tools; Empower sells optional paid wealth management. On value for money, Tricount scores higher.
Do Tricount and Empower Personal Dashboard work on the same devices?
Only Empower Personal Dashboard runs on Web.
Which is more private, Tricount or Empower Personal Dashboard?
Tricount scores higher on privacy (7.4/10). App Store label: identifiers may be used to track you; contact info, identifiers and diagnostics may be linked to you. Google Play lists device IDs shared for advertising.
Strengths and weaknesses
Tricount
- Free with no ads or daily expense cap
- Handles uneven splits and foreign currencies
- Friends can see what they owe without the app
- Promotes its owner bunq's bank account
- Identifiers are used for tracking
Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.
Full Tricount review
Empower Personal Dashboard
- Free, detailed investment and net worth tracking
- Retirement planner models different scenarios, even recessions
- Extra planners for savings, debt and emergency funds
- Expect sales outreach for paid advisory services
- Budgeting and categorization are basic
Empower Personal Dashboard, formerly Personal Capital, is still the best free tool for tracking net worth and investments. It now lives inside the main Empower app, which got a cleaner dashboard in 2026. Link your accounts and you see your assets, your allocation and whether retirement is on track. Budgeting is basic, and the free dashboard feeds Empower's advisory business, so expect sales pitches.
Full Empower Personal Dashboard review
