Copilot Money vs Tricount
Which is better in 2026? Five scores, side by side.
Copilot Money is the better app overall, scoring 8.9 to 8.4. Copilot Money wins on 4 of the 5 scores, Tricount on 1.
iPhone and Mac users who want a polished, low-effort spending tracker
Friends, roommates and couples who share costs and want it simple
Score by score
The details
| Feature | Copilot Money | Tricount |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #3 of 12 | #9 of 12 |
| Developer | Copilot Money, Inc. | bunq |
| Pricing | Subscription | Free |
| Usable for free | No | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | — | ✓ |
| Mac | ✓ | — |
| Web | ✓ | — |
Common questions
Is Copilot Money better than Tricount?
Copilot Money is the better app overall, scoring 8.9 to 8.4. Copilot Money wins on 4 of the 5 scores, Tricount on 1.
Which is cheaper, Copilot Money or Tricount?
Copilot Money: 1-month free trial, then $13/month or $95/year. Tricount: Free and unlimited, with no subscription, ads or daily expense cap. On value for money, Tricount scores higher.
Do Copilot Money and Tricount work on the same devices?
Only Copilot Money runs on Mac, Web. Only Tricount runs on Android.
Which is more private, Copilot Money or Tricount?
Copilot Money scores higher on privacy (8.8/10). App Store label links financial info, coarse location, contact info, user content and usage data to you; crash data is not linked. No tracking is declared, and two-factor sign-in arrived in 2026.
Strengths and weaknesses
Copilot Money
- Best-in-class design that makes reviewing spending pleasant
- Categorization improves as you correct it
- Cheaper than Monarch or YNAB at $95 a year
- No Android app, and the web app lacks some native features
- Subscription only, with no free plan
Copilot Money is the best-looking finance app on Apple devices, and now it works in any browser too. It sorts transactions with categorization that learns from your corrections, tracks investments, crypto and recurring bills, and shows where your month is heading at a glance. A beta money assistant suggests fixes that you approve. The catch: there is still no Android app, and no free plan once the trial ends.
Full Copilot Money review
Tricount
- Free with no ads or daily expense cap
- Handles uneven splits and foreign currencies
- Friends can see what they owe without the app
- Promotes its owner bunq's bank account
- Identifiers are used for tracking
Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.
Full Tricount review
