Money & Investing

The 3 Best Dividend Tracker Apps in 2026

A dividend is a small thank-you note from a company you own. A good tracker makes sure you notice every single one.

The short answer

SmartFolio Best overall

The best dividend tracker app is SmartFolio. It imports your trades from a broker file or spreadsheet, then breaks down dividends and interest by month, year and stock and estimates what your holdings should pay next, free and with no account. For automatic syncing, choose Empower Personal Dashboard. Robinhood customers can follow their dividends in the Robinhood app.

Which one is for you?

  • SmartFolio is #1: dividend and interest income by month, year and stock, free and with no account.
  • Empower syncs your accounts by itself, but dividends are a side dish next to net worth.
  • Robinhood tracks and can reinvest dividends, but only for what you hold at Robinhood.

Most portfolio apps put today's price front and center. Dividend investors care about a quieter number: how much cash your holdings pay you, and when. The best dividend tracker app shows that income by month and by stock, keeps the record after you sell, and hints at what the coming year should bring.

Keep reading

The list is short on purpose. The three picks differ mainly in how your data gets in: imported from broker files and kept on your phone, synced through linked accounts, or shown inside the brokerage itself.

  1. Best overall

    1. SmartFolio

    0

    Answers the question every dividend investor asks: how much did my stocks pay me?

    • Free
    • iPhone
    • No subscription

    It's the end of the year and you want to know what your portfolio actually paid you. SmartFolio's income view breaks dividends and interest down by month, year and holding, and estimates what your current positions should pay over the coming year.

    More about SmartFolio

    Each stock keeps its full record of buys, sales and payouts, even after you sell. Imports from broker files or a spreadsheet can combine several brokers into one income picture without a login. It's free, ad-free and account-free, and data never leaves the device. The catch: re-import now and then, since nothing syncs.

    Great for

    Dividend investors with accounts scattered across several brokers

    The catch

    No automatic sync, so staying current means re-importing

  2. Best for linked accounts

    2. Empower Personal Dashboard

    0

    For investors who will never, ever remember to import a file. It syncs by itself.

    • Free
    • iPhone · Android · Web

    Be honest: will you really export a broker file every month? If not, Empower Personal Dashboard is the fallback. Link your brokerage and retirement accounts and holdings refresh on their own, while the fee analyzer flags pricey funds whose charges nibble at what they pay you.

    More about Empower Personal Dashboard

    For dividends specifically, it's less focused. Empower is built around net worth and retirement, so income isn't the star the way it is in SmartFolio. It's free, yet the dashboard is tied to an advisory business, and pitches for paid wealth management tend to follow. Linking also means trusting a third-party connection.

    Great for

    Investors who want holdings to update without lifting a finger

    The catch

    Not dividend-focused, and expect pitches for paid advice

  3. Best for reinvesting

    3. Robinhood

    0

    If your dividend stocks all live at Robinhood, the tracker is already on your phone.

    • Free + paid plans
    • iPhone · Android · Web

    If your dividend stocks and ETFs sit at Robinhood, the app you already use does a fair job. Each dividend shows up in your account history, and automatic reinvestment can turn payouts into more shares, fractional ones included. Stock and ETF trades are commission-free, which helps when you add small amounts.

    More about Robinhood

    The limit is obvious: Robinhood only sees what you hold at Robinhood, so a full income picture across brokers needs SmartFolio or Empower. Research tools are thinner than at big brokers, and the design can nudge you to trade more than you planned. Robinhood Gold is optional and not needed for tracking dividends.

    Great for

    Investors who keep every dividend stock at Robinhood

    The catch

    Only tracks Robinhood holdings, not your other brokers

Side by side

#AppBest forPriceWorks on
1 SmartFolio Best overall Free iOS
2 Empower Personal Dashboard Best for linked accounts Free iOS, Android, Web
3 Robinhood Best for reinvesting Free + paid plans iOS, Android, Web

How to choose

What makes the best dividend tracker app?

An income view, first and foremost. You should see dividends by month and by holding, plus an estimate of what your positions should pay next. History matters too: payouts should stay on record after you sell, and new deposits should never be mistaken for income.

Then check coverage and returns. If you invest at more than one broker, the tracker must combine them through links or imports. Time-weighted returns ignore the timing of your deposits, giving a fairer view of performance. And weigh privacy: some apps keep data on your device, others on their servers.

Should a dividend tracker connect to your brokerage?

It's a trade between effort and privacy. A linked tracker like Empower updates by itself, ideal if you'll never remember to import, but it relies on a connection to your accounts and stores data with the service. An import-based tracker like SmartFolio needs a fresh export now and then, yet keeps everything on your device.

Bottom line

Get SmartFolio if you want dividend income by month and by stock, free and private on your phone. If you know you'll never import a file, let Empower sync your accounts instead.

See why SmartFolio is #1

Compare the top picks

Questions people ask

What is the best free dividend tracker app?

SmartFolio is the best free dividend tracker, with income by month, year and stock and nothing to buy inside the app. Empower's dashboard is free too, but it centers on net worth and promotes paid advice.

SmartFolio or Empower: which is better for tracking dividends?

SmartFolio is better for dividend income itself, with a dedicated income view, expected payouts and private storage on your device. Empower is better if you want accounts to sync on their own and care more about net worth and retirement.

Can Robinhood track dividends from other brokers?

No, Robinhood only shows dividends from holdings in your Robinhood account. To see income across several brokers, import them into SmartFolio or link them to Empower.

Does SmartFolio update dividends automatically?

No, you import your broker's export file or a spreadsheet, and the app updates when you import again. That keeps your data private on your iPhone or iPad, at the cost of a little upkeep.

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