YNAB is the better app overall, scoring 8.9 to 8.4. YNAB wins on 4 of the 5 scores, Tricount on 1.
People who want to break the paycheck-to-paycheck cycle with a hands-on method
Friends, roommates and couples who share costs and want it simple
Score by score
The details
| Feature | YNAB | Tricount |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #2 of 12 | #9 of 12 |
| Developer | You Need A Budget LLC | bunq |
| Pricing | Subscription | Free |
| Usable for free | No | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | ✓ | — |
Common questions
Is YNAB better than Tricount?
YNAB is the better app overall, scoring 8.9 to 8.4. YNAB wins on 4 of the 5 scores, Tricount on 1.
Which is cheaper, YNAB or Tricount?
YNAB: 34-day free trial, then $14.99/month or $109/year; share with up to 5 others. Tricount: Free and unlimited, with no subscription, ads or daily expense cap. On value for money, Tricount scores higher.
Do YNAB and Tricount work on the same devices?
Only YNAB runs on Web.
Which is more private, YNAB or Tricount?
YNAB scores higher on privacy (8.8/10). App Store label links financial info, purchase history, precise location, contact info and usage data to you, and uses your email for marketing. No tracking is declared and the app shows no ads.
Strengths and weaknesses
YNAB
- Changes how you think about spending, not just tracks it
- One subscription covers up to six people at no extra cost
- Excellent education through free workshops and guides
- Steep learning curve for the first month
- No free plan beyond the 34-day trial
- Investment tracking is basic
YNAB is a budgeting method as much as an app. You give every dollar a job before you spend it, and the app makes overspending obvious right away. Steady updates keep smoothing the routine, from photo attachments to a Plan Reset for starting fresh. The learning curve is real and there is no free plan, but if you want to break the paycheck-to-paycheck cycle, no app teaches it better.
Full YNAB review
Tricount
- Free with no ads or daily expense cap
- Handles uneven splits and foreign currencies
- Friends can see what they owe without the app
- Promotes its owner bunq's bank account
- Identifiers are used for tracking
Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.
Full Tricount review
