Tricount vs Venmo

Which is better in 2026? Five scores, side by side.

Tricount 8.4 #9 in Money & Investing
0
Venmo 8.3 #13 in Money & Investing
0

It's close: Tricount edges it 8.4 to 8.3, so the right pick depends on what you need. Tricount wins on 2 of the 5 scores, Venmo on 2, with 1 tied.

Pick Tricount if you're

Friends, roommates and couples who share costs and want it simple

Pick Venmo if you're

Friends and roommates in the US who split dinners, rent and trips

Score by score

TricountVenmo
8.0 Features 8.6
8.6 Design 8.8
8.8 Performance 8.8
9.6 Value 8.8
7.4 Privacy 5.8
8.4 Overall 8.3

The details

FeatureTricountVenmo
CategoryMoney & InvestingMoney & Investing
Category rank#9 of 16#13 of 16
DeveloperbunqPayPal
PricingFreeFree
Usable for freeYesYes
iPhone & iPad✓✓
Android✓✓

Common questions

Is Tricount better than Venmo?

It's close: Tricount edges it 8.4 to 8.3, so the right pick depends on what you need. Tricount wins on 2 of the 5 scores, Venmo on 2, with 1 tied.

Which is cheaper, Tricount or Venmo?

Tricount: Free and unlimited, with no subscription, ads or daily expense cap. Venmo: Free from balance, bank or debit; 3% with a credit card; instant transfer 1.75%. On value for money, Tricount scores higher.

Do Tricount and Venmo work on the same devices?

Yes, both run on iPhone & iPad, Android.

Which is more private, Tricount or Venmo?

Tricount scores higher on privacy (7.4/10). App Store label: identifiers may be used to track you; contact info, identifiers and diagnostics may be linked to you. Google Play lists device IDs shared for advertising.

Strengths and weaknesses

Tricount

  • Free with no ads or daily expense cap
  • Handles uneven splits and foreign currencies
  • Friends can see what they owe without the app
  • Promotes its owner bunq's bank account
  • Identifiers are used for tracking

Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.

Full Tricount review

Venmo

  • Free to pay friends from balance, bank or debit
  • Splitting a bill takes a few taps
  • Fun feed with emoji and GIF payment notes
  • Only works in the US
  • Instant transfers cost 1.75%, up to $25
  • App Store label lists usage data used for tracking

Venmo is the quickest way to pay a friend back in the US. Sending from your balance, bank or debit card is free, splitting a bill takes seconds, and the feed of emoji-filled payment notes is half the fun. A 2026 redesign is making privacy settings easier to find, which matters because payments used to be public by default. Instant transfers to your bank cost 1.75%, and Venmo only works in the US.

Full Venmo review

Guides with Tricount or Venmo

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