SmartFolio vs Tricount
Which is better in 2026? Five scores, side by side.
It's close: SmartFolio edges it 8.5 to 8.4, so the right pick depends on what you need. SmartFolio wins on 1 of the 5 scores, Tricount on 3, with 1 tied.
Dividend and long-term investors who want a private, free portfolio view
Friends, roommates and couples who share costs and want it simple
Score by score
The details
| Feature | SmartFolio | Tricount |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #6 of 12 | #9 of 12 |
| Developer | The Big Head | bunq |
| Pricing | Free | Free |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | — | ✓ |
Common questions
Is SmartFolio better than Tricount?
It's close: SmartFolio edges it 8.5 to 8.4, so the right pick depends on what you need. SmartFolio wins on 1 of the 5 scores, Tricount on 3, with 1 tied.
Which is cheaper, SmartFolio or Tricount?
SmartFolio: Free, no subscription, no ads, no in-app purchases. Tricount: Free and unlimited, with no subscription, ads or daily expense cap. On value for money, SmartFolio scores higher.
Do SmartFolio and Tricount work on the same devices?
Only Tricount runs on Android.
Which is more private, SmartFolio or Tricount?
SmartFolio scores higher on privacy (9.6/10). No account and no server: your portfolio stays on your iPhone or iPad, and backups are files you keep. Live prices come from public market data. No ads or tracking; App Store label: Data Not Collected.
Strengths and weaknesses
SmartFolio
- Free with no ads, no account and no in-app purchases
- Portfolio data stays on your iPhone or iPad
- Clear history of every trade, even after you sell
- No automatic broker sync, so updates mean re-importing
- iPhone and iPad only, and it needs iOS 26.2 or later
SmartFolio is a portfolio tracker that keeps everything on your device. You import your history using guides for 19 brokers or any CSV or Excel file, then see every buy, sale and dividend per holding, time-weighted returns against the S&P 500 and what your holdings should pay over the next 12 months. There is no account and no brokerage login, which is great for privacy but means updates are manual. For dividend investors who want a free, private overview, it is a strong pick.
Full SmartFolio review
Tricount
- Free with no ads or daily expense cap
- Handles uneven splits and foreign currencies
- Friends can see what they owe without the app
- Promotes its owner bunq's bank account
- Identifiers are used for tracking
Tricount does one job well: keeping a group trip, a shared flat or a couple's spending fair. Everyone logs what they paid, Tricount works out who owes whom, even across currencies and uneven splits, and payment requests show who has settled. It's free with no ads or expense caps, works offline, and can import your old Splitwise groups. It belongs to the bank bunq, so expect a few nudges toward a bunq account.
Full Tricount review
