Revolut is the better app overall, scoring 8.4 to 8.3. Revolut wins on 2 of the 5 scores, Venmo on 3.
Frequent travelers who want one app for spending, saving and currency exchange
Friends and roommates in the US who split dinners, rent and trips
Score by score
The details
| Feature | Revolut | Venmo |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #8 of 16 | #13 of 16 |
| Developer | Revolut Ltd | PayPal |
| Pricing | Free + paid plans | Free |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | ✓ | — |
Common questions
Is Revolut better than Venmo?
Revolut is the better app overall, scoring 8.4 to 8.3. Revolut wins on 2 of the 5 scores, Venmo on 3.
Which is cheaper, Revolut or Venmo?
Revolut: Free Standard plan; paid plans such as Premium and Metal add perks for a monthly fee. Venmo: Free from balance, bank or debit; 3% with a credit card; instant transfer 1.75%. On value for money, Venmo scores higher.
Do Revolut and Venmo work on the same devices?
Only Revolut runs on Web.
Which is more private, Revolut or Venmo?
Revolut scores higher on privacy (6.8/10). App Store label lists identifiers as used to track you, and links purchase history, contact details, user and device IDs and usage data to you. ID checks are required. Revolut says AIR only reads data you can see.
Strengths and weaknesses
Revolut
- Free plan covers spending, transfers and budgeting
- One app for spending, saving, investing and travel
- Fast, feature-rich app with instant notifications
- Constant upsells and a crowded interface
- Support can be slow if your account is flagged
- App Store label shows identifiers used for tracking
Revolut packs a lot into one app: multi-currency spending, budgeting tools, savings, investing and travel perks. The free Standard plan is genuinely useful, and paid plans add higher limits and extras. A new AI assistant, AIR, can break down your spending or help cancel subscriptions by chat, starting in the UK. The trade-off is complexity and constant upsells, so keep a traditional bank account as a backup.
Full Revolut review
Venmo
- Free to pay friends from balance, bank or debit
- Splitting a bill takes a few taps
- Fun feed with emoji and GIF payment notes
- Only works in the US
- Instant transfers cost 1.75%, up to $25
- App Store label lists usage data used for tracking
Venmo is the quickest way to pay a friend back in the US. Sending from your balance, bank or debit card is free, splitting a bill takes seconds, and the feed of emoji-filled payment notes is half the fun. A 2026 redesign is making privacy settings easier to find, which matters because payments used to be public by default. Instant transfers to your bank cost 1.75%, and Venmo only works in the US.
Full Venmo review
