The best SmartFolio alternatives in 2026
SmartFolio scores 8.5 and ranks #6 in Money & Investing. It's not for everyone: skip it if you want accounts to sync automatically or track your whole budget too. Here's every alternative we rank, and exactly where each one is stronger or weaker.
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- More features +1.6
- Better design +1.4
- Worse value -1.3
- Less private -0.8
Best for: Couples and families who want one shared view of all their money
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- Worse value -1.4
- More features +1.3
- Better design +0.9
- Faster +0.8
Best for: People who want to break the paycheck-to-paycheck cycle with a hands-on method
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- Worse value -2.0
- Better design +1.6
- More features +1.0
- Less private -0.8
Best for: iPhone and Mac users who want a polished, low-effort spending tracker
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- Less private -1.8
- More features +0.8
- Better design +0.8
- Faster +0.7
Best for: Travelers, expats and freelancers who send or receive money across borders
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- Less private -2.6
- More features +1.4
- Worse value -1.0
- Better design +0.7
Best for: Frequent travelers who want one app for spending, saving and currency exchange
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Best for: Budgeters who want a free, private app and don't mind importing statements
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- Less private -3.4
- Worse value -1.2
- Better design +1.1
- More features +0.7
Best for: Self-directed investors who want a fast, simple brokerage app
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8
Empower Personal Dashboard
Free net worth and retirement tracking across accounts 8.2 -0.4 vs SmartFolio- Less private -3.2
- More features +0.7
- Worse value -0.4
Best for: Investors who want a free, big-picture view of net worth and retirement
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- Less private -3.0
- Worse value -2.0
- More features +0.4
- Better design +0.4
Best for: People who suspect they are paying for subscriptions they no longer use







