Clinch is the better app overall, scoring 8.4 to 8.1. Clinch wins on 4 of the 5 scores, Xero on 1.
Solo salespeople on commission, from car sales to real estate
Small businesses and their accountants who want cloud bookkeeping
Score by score
The details
| Feature | Clinch | Xero |
|---|---|---|
| Category | Business & Sales | Business & Sales |
| Category rank | #6 of 10 | #9 of 10 |
| Developer | The Big Head | Xero Limited |
| Pricing | Free | Subscription |
| Usable for free | Yes | No |
| iPhone & iPad | ✓ | ✓ |
| Android | — | ✓ |
| Mac | ✓ | — |
| Web | — | ✓ |
Common questions
Is Clinch better than Xero?
Clinch is the better app overall, scoring 8.4 to 8.1. Clinch wins on 4 of the 5 scores, Xero on 1.
Which is cheaper, Clinch or Xero?
Clinch: Free, no subscription, no ads, nothing locked. Xero: US plans start at $27 a month (Early, capped at 20 invoices); first month free. On value for money, Clinch scores higher.
Do Clinch and Xero work on the same devices?
Only Clinch runs on Mac. Only Xero runs on Web, Android.
Which is more private, Clinch or Xero?
Clinch scores higher on privacy (9.4/10). No account; leads and customers stay on your phone, with optional backup to your own iCloud. It sees only the contacts you pick. No ads, tracking or AI; App Store label: Data Not Collected.
Strengths and weaknesses
Clinch
- Nothing to set up and no training needed
- Shows what you earn on every sale, and what you're owed
- Free with no account; data stays on your phone
- Built for one person, with no team sharing
- No automation or email sync; you send every follow-up yourself
Clinch is a CRM for people who sell face to face and hate CRMs. You add a lead with what they want and the price, set a reminder to call, and tap Sold to see your commission. Lost sales come back as reminders one, three or six months later, and Clinch tracks the commission you are still owed. It has none of the pipelines, automation or team features of HubSpot or Pipedrive, but for a solo salesperson it is free, private and quick.
Full Clinch review
Xero
- Unlimited users on every plan
- Bank reconciliation with auto-reconcile
- JAX AI assistant included at no extra cost
- Early plan limited to 20 invoices and 5 bills
- No discount for paying annually
- Support leans on AI and online help, not phone
Xero handles the core of small-business bookkeeping in the browser and on your phone: bank reconciliation, invoices, quotes, bills and expenses, with unlimited users. JAX, its AI assistant, answers questions about your numbers and checks the health of your books at no extra cost. US payroll now runs through Gusto inside Xero. The Early plan caps you at 20 invoices, and prices have climbed.
Full Xero review
