It's a near tie: both score 8.4, with Revolut ahead by a hair, so the right pick depends on what you need. Revolut wins on 2 of the 5 scores, Cash App on 3.
Frequent travelers who want one app for spending, saving and currency exchange
People who want payments, a debit card and simple investing in one free app
Score by score
The details
| Feature | Revolut | Cash App |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #8 of 16 | #11 of 16 |
| Developer | Revolut Ltd | Block, Inc. |
| Pricing | Free + paid plans | Free |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | ✓ | — |
Common questions
Is Revolut better than Cash App?
It's a near tie: both score 8.4, with Revolut ahead by a hair, so the right pick depends on what you need. Revolut wins on 2 of the 5 scores, Cash App on 3.
Which is cheaper, Revolut or Cash App?
Revolut: Free Standard plan; paid plans such as Premium and Metal add perks for a monthly fee. Cash App: No monthly fee; credit card sends cost 3%, instant transfers 0.5% to 2.5%. On value for money, Cash App scores higher.
Do Revolut and Cash App work on the same devices?
Only Revolut runs on Web.
Which is more private, Revolut or Cash App?
Revolut scores higher on privacy (6.8/10). App Store label lists identifiers as used to track you, and links purchase history, contact details, user and device IDs and usage data to you. ID checks are required. Revolut says AIR only reads data you can see.
Strengths and weaknesses
Revolut
- Free plan covers spending, transfers and budgeting
- One app for spending, saving, investing and travel
- Fast, feature-rich app with instant notifications
- Constant upsells and a crowded interface
- Support can be slow if your account is flagged
- App Store label shows identifiers used for tracking
Revolut packs a lot into one app: multi-currency spending, budgeting tools, savings, investing and travel perks. The free Standard plan is genuinely useful, and paid plans add higher limits and extras. A new AI assistant, AIR, can break down your spending or help cancel subscriptions by chat, starting in the UK. The trade-off is complexity and constant upsells, so keep a traditional bank account as a backup.
Full Revolut review
Cash App
- No monthly fee and free standard transfers
- Payments, banking and investing in one app
- No tracking on its App Store privacy label
- Instant transfers cost 0.5% to 2.5%
- ATM withdrawals cost $2.50 unless you qualify for Green
- Pay-over-time and Borrow fees add up fast
Cash App started as a simple way to pay friends and has grown into a full money app. You get a free debit card, direct deposit, savings, stock and bitcoin investing, and small loans through Borrow in most states. Spend $500 a month or get $300 in deposits and Cash App Green waives in-network ATM fees and adds perks. Watch the fees: instant transfers cost up to 2.5%, and credit card sends cost 3%.
Full Cash App review
