Monarch Money vs Webull
Which is better in 2026? Five scores, side by side.
Monarch Money is the better app overall, scoring 9.1 to 8.4. Monarch Money wins on 4 of the 5 scores, Webull on 1.
Couples and families who want one shared view of all their money
Active traders who want detailed charts and $0 commissions on phone and desktop
Score by score
The details
| Feature | Monarch Money | Webull |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #1 of 16 | #10 of 16 |
| Developer | Monarch Money, Inc. | Webull |
| Pricing | Subscription | Free + paid plans |
| Usable for free | No | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Mac | — | ✓ |
| Windows | — | ✓ |
| Linux | — | ✓ |
| Web | ✓ | ✓ |
Common questions
Is Monarch Money better than Webull?
Monarch Money is the better app overall, scoring 9.1 to 8.4. Monarch Money wins on 4 of the 5 scores, Webull on 1.
Which is cheaper, Monarch Money or Webull?
Monarch Money: 7-day free trial, then $14.99/month or $99.99/year; Monarch Plus is $199.99/year. Webull: $0 commission on US stocks, ETFs and options; small regulatory fees apply. On value for money, Webull scores higher.
Do Monarch Money and Webull work on the same devices?
Only Webull runs on Mac, Windows, Linux.
Which is more private, Monarch Money or Webull?
Monarch Money scores higher on privacy (8.6/10). App Store label links financial, contact, usage (including advertising data) and diagnostics data to you; no tracking is declared. The app has no ads, and Monarch announced SOC 2 compliance in Jan 2026.
Strengths and weaknesses
Monarch Money
- Budgets, investments and net worth live in one place
- Invite a partner at no extra cost, each with their own login
- Frequent, substantial updates, from forecasting to receipts
- No free plan once the 7-day trial ends
- Retirement planning and business tracking need the $199.99 Plus tier
- Bank sync can still break and need a manual fix
Monarch Money is the most complete money app for most households. It links bank, card, loan and investment accounts, then gives you flexible budgets, cash-flow reports, goals and a clear net worth view. Recent updates added an AI assistant, receipt scanning and forecasting, and you can invite a partner at no extra cost. The catch: there is no free plan, and retirement and business planning sit in the pricier Plus tier.
Full Monarch Money review
Webull
- $0 commissions on US stocks, ETFs and options
- Detailed charts on every platform, including Linux
- No tracking on its App Store privacy label
- Busy screens can overwhelm beginners
- Some index options cost $0.50 a contract
- Real-time Level 2 data needs a paid Premium plan
Webull is a commission-free broker for people who like charts. You trade US stocks, ETFs and options for $0 commission, add futures if you want them, and use detailed charts, screeners and paper trading to practice first. It runs on your phone, the web and desktop apps for Mac, Windows and Linux. Beginners may find the screens crowded, and extras like prediction markets and futures carry real risk, so start small.
Full Webull review
