Empower Personal Dashboard vs Rocket Money
Which is better in 2026? Five scores, side by side.
Empower Personal Dashboard is the better app overall, scoring 8.2 to 7.9. Empower Personal Dashboard wins on 2 of the 5 scores, Rocket Money on 2, with 1 tied.
Investors who want a free, big-picture view of net worth and retirement
People who suspect they are paying for subscriptions they no longer use
Score by score
The details
| Feature | Empower Personal Dashboard | Rocket Money |
|---|---|---|
| Category | Money & Investing | Money & Investing |
| Category rank | #9 of 10 | #10 of 10 |
| Developer | Empower | Rocket Money, Inc. |
| Pricing | Free | Free + paid plans |
| Usable for free | Yes | Yes |
| iPhone & iPad | ✓ | ✓ |
| Android | ✓ | ✓ |
| Web | ✓ | ✓ |
Strengths and weaknesses
Empower Personal Dashboard
- Free, detailed investment and net worth tracking
- Retirement planner models different scenarios
- Fee analyzer exposes costly funds
- Expect sales outreach for paid advisory services
- Budgeting and categorization are basic
Empower Personal Dashboard, formerly Personal Capital, is the best free tool for tracking net worth and investments. Link your accounts and you get a clear view of your assets, the fees buried in your funds and whether retirement is on track. Budgeting is basic. The free dashboard also feeds Empower's advisory business, so expect calls or emails pitching wealth management.
Full Empower Personal Dashboard review
Rocket Money
- Quickly surfaces forgotten subscriptions
- Cancellation concierge saves tedious phone calls
- Choose-your-price Premium plan
- Bill negotiation fee is a cut of your savings
- Frequent upsells and limited free budgeting
Rocket Money is best at one job: finding the subscriptions and recurring bills you forgot about. It can cancel some for you, negotiate certain bills, and handle basic budgeting and credit monitoring. The free tier is limited, Premium uses a choose-your-price model, and bill negotiation takes a share of what you save. Check that fee before you agree to it.
Full Rocket Money review
